What services does Jose Ruiz, PMHNP-BC offer?

Jose Ruiz offers psychiatric evaluations, medication management, individual therapy, couples therapy, and family therapy. He specializes in treating anxiety, depression, anger management, and relationship issues.

Do you accept insurance?

Aetna and Cigna coverage applies once you have met your deductible. Before that, sessions are billed at the practice's flat rate and a superbill is provided that you can submit to your insurer for reimbursement. Patients in California and Florida book through Grow Therapy, which verifies coverage against the plans it accepts.

Where is the office located?

The office is located at 92 Horatio St, Suite 1B, New York, NY 10014, in the West Village neighborhood of Manhattan.

Do you offer Spanish-language sessions?

Yes, Jose Ruiz is bilingual and offers sessions in both English and Spanish (Hablamos Español).

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Your Right to a Good Faith Estimate

Last updated: July 31, 2026

You have the right to know what your care will cost before you receive it. If you do not have insurance, or you have insurance but choose not to use it, we will give you a written estimate of the expected cost. You can ask for one at any time — just call 212.951.1795.

What a Good Faith Estimate is

Under the federal No Surprises Act, health care providers must give patients who are uninsured or who are not using insurance an estimate of the expected charges for their care. This is called a Good Faith Estimate.

The estimate covers the total expected cost of the non-emergency care you are scheduling — for example, an initial psychiatric evaluation and a course of follow-up sessions. It includes the services we reasonably expect to provide at the same time.

When you will receive one

If you schedule a service at least 3 business days in advance, we will give you a written estimate within 1 business day of scheduling.
If you schedule a service at least 10 business days in advance, we will give you a written estimate within 3 business days of scheduling.
If you simply ask for an estimate without scheduling anything, we will provide one within 3 business days of your request.

We will also tell you about your right to an estimate when you schedule care or when you ask about cost. You may request one in writing or by phone, and asking for one does not obligate you to schedule anything.

What the estimate is and is not

A Good Faith Estimate shows the costs of items and services that are reasonably expected for your care. It is an estimate, not a contract or a bill, and it does not obligate you to receive any of the care listed.

Because psychiatric care is ongoing and its course depends on your needs, an estimate for therapy typically projects a number of sessions over a period of time. If your care changes — you need more sessions than expected, or fewer — we will provide an updated estimate.

The estimate does not include costs from other providers you might see separately, such as a laboratory or a different clinician.

If you are billed more than your estimate

If you are billed at least $400 more than your Good Faith Estimate, you have the right to dispute the bill.

You may start a patient-provider dispute resolution process with the U.S. Department of Health and Human Services. You must start it within 120 calendar days of the date on your bill. There is a fee to use the process. If the reviewer agrees with you, you will pay the price on the estimate.

Starting a dispute will not affect the care you receive from us in any way.

Keep your estimate

Make sure to save a copy or picture of your Good Faith Estimate. You will need it if you ever want to compare it against a bill or start a dispute.

Our fees

The practice charges a flat rate, the same for every patient, and there are only two kinds of appointment:

Initial consultation — $250
Follow-up session — $175

Because the rate is flat, your estimate is straightforward: the initial consultation plus the number of follow-up sessions we expect your care to involve. These figures are also listed under Pricing & Insurance.

Questions

To request an estimate or ask about our fees, call 212.951.1795 or email caringets@gmail.com.

For questions about your rights under the No Surprises Act, or to learn more about the dispute process, visit cms.gov/nosurprises or call 1-800-985-3059.